Debt Settlement Services
You should qualify for Debt Settlement if you are experiencing the following:
 Unsecured debt, including credit cards, medical collections, attorney collections, payday loans, repossession balances and more.
Have over $5,000 in debts on more than 3 accounts (with a minimum balance on each account of at least $350).
Are facing a financial hardship (job loss, pay reduction, medical bills, divorce, etc) or can’t get out from under the debts.
Have overwhelming debt.
Benefits of LTV Debt Settlement
Every client’s situation is different and we work with you to find the best solution to help you out of your current situation and place you in a better financial position for the future. Our experience and partnerships with third party settlement attorneys allow us to negotiate the best settlements for you, our client. We will perform an analysis on your situation and see if you are a solid candidate for debt settlement prior to structuring you into a program.
Typically individuals who try to perform this do not have the money to settle these debts with the creditors due to the unfavorable terms the creditors place on them. Creditors will threaten and try to scare clients into a situation that is not beneficial to them. With our program, creditors are contacted by our attorneys to notify the creditor that you are now represented by them and all correspondence is now handled through our attorney. What this means to you is, you will no longer receive harassing calls from creditors.
Best of all, you will be debt free from your credit cards and unsecured debt in as little as 18 months. Credit cards can take up to 30 years to pay off if just paying the minimum monthly payment. On a lot of our terms the monthly payment into the program is less than half of your minimum monthly payments.
Please contact us to discuss your specific situation. We'll help you get answers fast.
Frequently Asked Questions:
Why should I do debt consolidation, if I simply declare bankruptcy, I can begin my credit report all over with a clean slate, Right?
Many bankruptcy attorneys do not adequately understand or explain the effects of bankruptcy to their clients. Stated simply, bankruptcy is to the credit rating what the nuclear bomb is to war. When you file for bankruptcy, every credit account that you decide to include in bankruptcy will become an "included in bankruptcy" account. Additionally, a bankruptcy filing and bankruptcy discharge listing will appear in the court records section of your credit report. Because so many negative items are attached to the bankruptcy, it becomes difficult to remove all trace of the bad credit. If at all possible, you should avoid bankruptcy.
* Note that our debt settlement services are offered as a service to our client through a nationwide reputable affiliate of LTV Financial Group. |
